Car insurance is a major expense for many households, but it’s important to have. A good car insurance policy is essential when trying to get back on the road after an accident. So what should you look for when shopping for car insurance? Here are a few tips to keep in mind.
When obtaining insurance for a teenage driver, get the best deal by asking for a quote on both adding your son or daughter to your car insurance account and on getting him or her their own car insurance. Adding a driver to your account is generally cheaper, but sometimes a low credit score can make establishing a new account more cost effective.
You can reduce the cost of car insurance by making sure you don’t buy coverage that you really don’t need. For instance, if you have an older car with a relatively low replacement value then you may not need comprehensive or collision coverage. Eliminating excess coverage from your policy could lower your premiums considerably. Continue reading